Financial crisis

I got some insight into it today from my younger son (4).  I'm in the kitchen cooking, he's in the living room with his babysitter (whose name is ironically "spongebob").  

He hollers to me:  "Hey mom, a snuggie is only $95 dollars!"

Me:  "$95 dollars is a lot of money!"

Him:  "No, if it was $96 THEN it would be bad."

I'm sending this information to the Treasury first thing in the a.m.

P.S. A snuggie is actually $19.95 but c'mon he's only 4.